GuilfordPare Press Room.

-- Alliance Allows the Firms to Offer Clients Enterprise-Wide Solutions --

BALTIMORE - April 8, 2003 - GuilfordPare, the nation's premiere risk management consulting firm specializing in workers' compensation and injury management, and The Kingson Group, a leading management consulting firm specializing in enterprise risk management, announced today that the companies have formed a strategic alliance. The partnership will enable the firms to provide enterprise-wide risk management services to clients, including Fortune 500 employers and insurance and reinsurance companies.

"Partnering with The Kingson Group is an exciting development for our firm," commented Marcia DeWitt, GuilfordPare president and CEO. "The Kingson Group's expertise in implementing strategic, enterprise-wide risk management programs marries perfectly with our services for cutting down our clients' workers' compensation costs across all lines of business. This alliance is the natural next step in fulfilling the critical risk management needs of our clients."

"The partnership between GuilfordPare and The Kingson Group creates a synergy that delivers creative and long-lasting solutions for companies struggling to control their disability and workers' compensation costs in a difficult insurance market," commented Gary Bierc, CEO and founder of The Kingson Group. "The alliance of our companies offers our clients the opportunity to implement customized programs that markedly reduce injury frequency and lost productivity."

GuilfordPare offers a full range of workers' compensation and injury management consulting services under its one-of-a-kind "Management Contract," an integrated system to manage injuries, close open workers' compensation cases, access more effective medical and legal networks, develop return-to-work plans and improve workplace safety. The services offered under the

"Management Contract" include: Management Action Plan, a step-by-step program that generates a
company-wide picture of workers' compensation issues by conducting employee and management interviews and analyzing loss information and insurance costs; Quick ClosureSM, a service that swiftly resolves outstanding liability cases on the client's books; Enhanced Safety ProgramSM, a proactive accident-prevention program that addresses rising workers' compensation costs by making the workplace safer; and Au Pare, which instructs clients on how to prevent and manage workplace accidents after they occur, paring millions from medical and lost-time costs.

The Kingson Group's Strategic Risk Management (SRM) services focus client energies on key business priorities, thus maximizing their use of resources. The unique, proprietary metrics developed by Kingson allow clients to quantify strategic and operational issues and links them to financial performance. Services include: Strategic Risk Assessment (Kingson SRASM), a facilitated assessment of all perspectives on an issue; Baseline Analysis of RiskSM (BAR AnalysesSM), a process
that quantifies hidden risk-related costs; Enterprise Cost of RiskSM (ECOR AnalysisSM), a rigorous forensic analysis of an organization's key business risks; Risk Assessment WorksheetSM (RAW AnalysisSM), a process that identifies the best- and worst-case outcomes of probable scenarios; Risk ProfilingSM, an analytical methodology that accurately forecasts financial performance; The Kingson ApproachSM, a methodology for full strategic risk management integration into an organization; and Wholistic Funding SolutionsSM, a process that identifies expanded funding sources and more efficient use of capital.

About GuilfordPare (www.guilfordpare.com)
GuilfordPare (formerly The Guilford Group) is a national leader in workers' compensation consulting and disability management. The firm's mission is to significantly improve the workers' compensation results for public & private employers, insurance companies and reinsurance companies. Since its inception in 1990, GuilfordPare has dramatically reduced costs associated with workers' compensation claims for more than a dozen Fortune 500 companies. The company is based in Baltimore, MD.

About The Kingson Group (www.kingsongroup.com)
The Kingson Group Limited, founded in 2002, is a leading management consulting and support-services firm specializing in Strategic Risk Management (SRM). The firm's innovative, integrated and multi-dimensional approach positions it as the first of the "next generation" of enterprise-wide risk management (ERM) practitioners capable of offering clients a proven, practical application of ERM that establishes effective internal control while generating measurable results. Built on the SRM vision, innovations and accomplishments of its founder and CEO, Gary J. Bierc, Kingson was organized at the urging of a Dow 30 company who recognized the value of this proven and practical approach to ERM.