John W. Gradowski
Senior Executive

John W. Gradowski has over twenty years of experience in the commercial insurance industry. He has held officer-level position in the areas of finance, operation and underwriting in The Home Insurance Company of New York, NY, Crum & Forster Insurance Company of Morristown, NJ and USF&G Corporation of Baltimore, MD.

John’s talents contribute special skills to Guilford’s team. John facilitates benchmarking for employers, groups, insurance companies and reinsurers on analyzing and tracking Guilford’s success. He is also a member of the analysis team for assessing problems for our client companies. He provides special project management services by providing professional expertise to augment that of in-house professionals. John assists companies with strategic planning and analysis including the use of financial modeling and forecasting.

In the past, John has managed system development projects for a number of companies including a $1.7 million deductible billing system for USF&G, a $1.0 million policy and claims management system installation for Avemco Financial Services and a $2.0 million price and business monitoring system for Crum and Forster Corporation. He has been involved with strategic planning and analysis as the underwriting officer who established the strategic direction for the USF&G risk management initiative and as the financial controller responsible for a $450 million field operations budget involving 4,000 employee in 34 branch offices for USF&G.

He has served in various underwriting management capacities including serving as the national manager for USF&G’s large account risk management unit and as assistant general manager for $300 million New York City branch office of the Home Insurance Company. He also had directed marketing responsibility for a $60 million book of Excess and Surplus Line products for The Home Insurance Company.